body {
        font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
        line-height: 1.6;
    }

    /* Navbar styling */
    .navbar-brand {
        font-weight: bold;
        font-size: 1.5rem;
        letter-spacing: 1px;
    }

    /* Carousel text overlay */
    .card-img-overlay {
        background: rgba(0, 0, 0, 0.45);
        display: flex;
        flex-direction: column;
        justify-content: center;
        color: #fff;
        text-align: center;
        padding: 2rem;
    }

    .card-img-overlay h5 {
        font-size: 2rem;
        font-weight: 700;
    }

    .card-img-overlay p {
        font-size: 1.1rem;
    }

    .hero {
        min-height: 90vh;
        background: url('./img/Insurance.webp') no-repeat center center/cover;
        position: relative;
    }

    /* Optional dark overlay */
    /* .hero::before {
        content: "";
        position: absolute;
        top: 0;
        left: 0;
        width: 100%;
        height: 100%;
        background: rgba(0, 0, 0, 0.6);
    } */

    /* .hero .container {
        position: relative;
        z-index: 2;
    } */

    /* About section */
    .about-section {
        background: #f8f9fa;
        padding: 4rem 1rem;
        border-radius: 1rem;
        text-align: center;
    }

    /* Card hover effect */
    .card:hover {
        transform: translateY(-5px);
        box-shadow: 0 8px 20px rgba(0, 0, 0, 0.15);
        transition: all 0.3s ease-in-out;
    }

    .card-img-top {
        width: 100%;
        height: 220px;
        /* fixed height */
        object-fit: cover;
        /* crop nicely without distortion */
    }

    /* Why Choose Us section */
    .feature-box {
        transition: transform 0.3s ease, box-shadow 0.3s ease;
    }

    .feature-box:hover {
        transform: translateY(-10px);
        box-shadow: 0 10px 20px rgba(0, 0, 0, 0.15);
    }

    /* Special stats section */
    .stats-section h1 {
        font-size: 2.5rem;
        font-weight: 700;
    }

    .stats-section p {
        font-size: 1rem;
        color: #f1f1f1;
    }

    /* Forms */
    form .form-label {
        font-weight: 500;
    }

    form button {
        font-weight: 600;
    }

    /* Footer */
    footer {
        font-size: 0.9rem;
    }

    footer a:hover {
        text-decoration: underline;
    }

    /* Responsive adjustments */
    @media (max-width: 768px) {
        .card-img-overlay h5 {
            font-size: 1.5rem;
        }

        .card-img-overlay p {
            font-size: 1rem;
        }

        .stats-section h1 {
            font-size: 2rem;
        }
    }

    #logo-img {
        height: 40px;
        width: auto;
        filter: contrast(110%) brightness(150%);
    }

    /* TEAM PREMIUM */
    .team-card {
        transition: all 0.3s ease;
    }

    .team-img {
        position: relative;
        overflow: hidden;
        border-radius: 12px;
    }

    .team-img img {
        width: 100%;
        transition: transform 0.5s ease;
    }

    .team-card:hover img {
        transform: scale(1.1);
    }

    .team-overlay {
        position: absolute;
        top: 0;
        left: 0;
        width: 100%;
        height: 100%;
        background: rgba(0, 0, 0, 0.6);
        opacity: 0;
        display: flex;
        justify-content: center;
        align-items: center;
        transition: 0.4s;
    }

    .team-card:hover .team-overlay {
        opacity: 1;
    }

    .social-icons a {
        color: white;
        margin: 0 10px;
        font-size: 18px;
    }

    /* TESTIMONIAL PREMIUM */
    .testimonial-card {
        background: rgba(255, 255, 255, 0.1);
        backdrop-filter: blur(10px);
        border-radius: 15px;
        padding: 30px;
        margin: 15px;
        box-shadow: 0 10px 25px rgba(0, 0, 0, 0.1);
    }

    .testimonial-card p {
        font-style: italic;
    }

    /* SECTION */
    .protect-section {
        background: linear-gradient(135deg, #f8fbff, #eef4ff);
        border-radius: 25px;
        padding: 50px 25px;
        position: relative;
    }

    /* TITLE cleaner */
    .protect-title {
        font-size: 1.6rem;
        font-weight: 700;
    }

    .protect-title span {
        background: #fff;
        padding: 0 15px;
        position: relative;
        z-index: 2;
    }

    .protect-title::before {
        content: "";
        position: absolute;
        width: 120px;
        height: 3px;
        background: linear-gradient(90deg, #0d6efd, #00c6ff);
        left: 50%;
        transform: translateX(-50%);
        bottom: -10px;
        border-radius: 5px;
    }

    /* CATEGORY TITLE */
    .protect-category {
        font-weight: 700;
        margin: 30px 0 15px;
    }

    /* CARD - smaller & cleaner */
    .protect-card {
        background: #fff;
        border-radius: 14px;
        padding: 12px 10px;
        text-align: center;
        transition: all 0.3s ease;
        position: relative;
        border: 1px solid #eef2f7;
        height: 110px;
        /* ✅ fixed compact height */
    }

    /* Glow effect */
    .protect-card::before {
        content: "";
        position: absolute;
        inset: 0;
        border-radius: 18px;
        background: linear-gradient(120deg, transparent, rgba(13, 110, 253, 0.2), transparent);
        opacity: 0;
        transition: 0.4s;
    }

    .protect-card:hover::before {
        opacity: 1;
    }

    /* Hover */
    .protect-card:hover {
        transform: translateY(-5px);
        box-shadow: 0 8px 18px rgba(13, 110, 253, 0.15);
    }

    /* ICON - smaller + BLUE */
    .protect-card img {
        width: 38px;
        /* ✅ reduced from 55px */
        height: 38px;
        margin-bottom: 6px;
        filter: brightness(0) saturate(100%) invert(27%) sepia(98%) saturate(1352%) hue-rotate(210deg) brightness(95%) contrast(95%);
        /* converts icons to blue tone */
    }

    .protect-card:hover img {
        transform: scale(1.1);
    }

    /* TEXT */
    .protect-card h6 {
        font-size: 13px;
        font-weight: 600;
        color: #000;
        /* black text */
        margin-bottom: 0;
    }

    /* BADGE - blue instead of pink */
    .protect-badge {
        position: absolute;
        bottom: 0;
        left: 0;
        width: 100%;
        background: #0d6efd;
        /* Bootstrap blue */
        color: #fff;
        font-size: 10px;
        font-weight: 600;
        padding: 3px;
        border-bottom-left-radius: 14px;
        border-bottom-right-radius: 14px;
    }

    /* OWL NAV FIX */
    .owl-nav {
        display: none;
    }

    .owl-dots {
        margin-top: 10px;
    }

    /* Gradient Background */
    .assist-strip {
        background: linear-gradient(270deg, #509be9 0%, #82e6fe 100%);
        min-height: 150px;
        border-radius: 16px;
        margin: 20px;
        padding: 15px 0;
    }

    /* Car Insurance Strip Background */
    .car-strip {
        background: linear-gradient(270deg, #509be9 0%, #82e6fe 100%);
        border-radius: 5px;
        padding: 15px 0;
    }

    /* Image Styling */
    .assist-img {
        width: 110px;
        height: 110px;
        object-fit: cover;
        border-radius: 50%;
        border: 4px solid rgba(255, 255, 255, 0.6);
        box-shadow: 0 6px 15px rgba(0, 0, 0, 0.15);
    }

    /* Text tweak */
    .assist-strip h4 {
        letter-spacing: 0.3px;
    }

    /* Top Strip */
    .top-strip {
        background: linear-gradient(90deg, #0d6efd, #0a2753);
        color: #fff;
        padding: 8px;
        font-size: 15px;
    }

    /* Section Titles */
    .category-title {
        font-weight: 600;
        margin-bottom: 15px;
        position: relative;
        padding-left: 12px;
    }

    .category-title::before {
        content: "";
        position: absolute;
        left: 0;
        top: 4px;
        width: 4px;
        height: 18px;
        background: #0d6efd;
        border-radius: 2px;
    }

    /* Scroll Container */
    .scroll-container {
        display: flex;
        gap: 18px;
        overflow-x: auto;
        padding-bottom: 10px;
    }

    .scroll-container::-webkit-scrollbar {
        display: none;
    }

    /* Card */
    .insurance-card-pro {
        min-width: 180px;
        background: #fff;
        border-radius: 14px;
        padding: 25px 15px;
        text-align: center;
        box-shadow: 0 5px 20px rgba(0, 0, 0, 0.06);
        transition: 0.3s;
        cursor: pointer;
        position: relative;
    }

    .insurance-card-pro i {
        font-size: 26px;
        color: #0d6efd;
        margin-bottom: 10px;
    }

    .insurance-card-pro h6 {
        font-weight: 600;
        margin-bottom: 5px;
    }

    .insurance-card-pro span {
        font-size: 13px;
        color: #28a745;
    }

    /* Hover */
    .insurance-card-pro:hover {
        transform: translateY(-8px);
        box-shadow: 0 10px 30px rgba(0, 0, 0, 0.12);
    }

    /* CTA Hover */
    .insurance-card-pro::after {
        content: "Get Quote";
        position: absolute;
        bottom: -30px;
        left: 0;
        right: 0;
        font-size: 13px;
        color: #0d6efd;
        opacity: 0;
        transition: 0.3s;
    }

    .insurance-card-pro:hover::after {
        bottom: 10px;
        opacity: 1;
    }

    /* Desktop Grid */
    @media (min-width: 992px) {
        .scroll-container {
            flex-wrap: wrap;
            overflow: visible;
        }

        .insurance-card-pro {
            flex: 0 0 22%;
        }
    }

 /* HERO */
.contact-hero {
  height: 280px;
  background: linear-gradient(90deg, #0d6efd, #0a2753);
}

/* new option header */
.option-box {
      cursor: pointer;
      padding: 20px;
      border-radius: 10px;
      transition: 0.3s;
    }

    .option-box:hover {
      background: #f0f8ff;
    }

    .active-option {
      background: #e7f1ff;
      border: 2px solid #0d6efd;
    }

   /* body {
    background: linear-gradient(135deg, #e3f2fd, #fce4ec);
} */

/* Card */
.testimonial-card {
    background: rgba(255, 255, 255, 0.15);
    backdrop-filter: blur(12px);
    border-radius: 20px;
    padding: 30px 20px;
    margin: 15px;
    box-shadow: 0 8px 30px rgba(0,0,0,0.1);
    transition: 0.4s ease;
}

.testimonial-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 15px 40px rgba(0,0,0,0.15);
}

/* Image */
/* .testimonial-card img {
    width: 65px;
    height: 65px;
    object-fit: cover;
    border-radius: 50%;
    border: 3px solid #fff;
    margin-bottom: 10px;
} */
.testimonial-card img {
    width: 65px !important;
    height: 65px !important;
    min-width: 65px;
    min-height: 65px;

    border-radius: 50% !important;
    object-fit: cover;

    display: block;
    margin: 0 auto 10px;

    border: 3px solid #fff;
}

/* Name */
.testimonial-card h5 {
    margin: 5px 0;
    font-weight: 600;
}

/* Role */
.testimonial-card small {
    color: #555;
    display: block;
    margin-bottom: 10px;
}

/* Stars */
.stars {
    color: #ffc107;
    font-size: 18px;
    margin-bottom: 10px;
}

/* Text */
.testimonial-card p {
    font-size: 14px;
    color: #444;
    font-style: italic;
}